Drive now, pay pole pole
Estimate your monthly payment in seconds, compare lenders, then get pre-qualified over WhatsApp.
Estimated monthly
Ksh 58,750
Indicative only — reducing balance, before insurance & fees. Keep total car costs under 25% of income.
Commercial banks
15–20% reducing balance. 20–30% deposit, salaried bias. Best for new & late-model cars.
SACCOs
12–15%, flexible on hustle income. Save 3–6 months first; borrow 3–4x deposits.
Dealer in-house
~22% effective, smallest deposit, fastest approval. Read the repossession clause.
Logbook loans
Borrow KSh 100K–3M against your car's logbook and keep driving. 6–24 months, payout to M-Pesa.
Enquire →Refinance
Already servicing a car loan? Move it for a longer term or better rate and breathe again.
Enquire →Deposit & hold
Found your car on Motiva? Place a refundable deposit while bank or SACCO finance is arranged.
Enquire →
